Reference · built on requestOperator by FibricSales, quotes & revenue

Account Application

Reviews new wholesale account applications against your customer records and risk scores and proposes approval, terms, or a decline.

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About

Account Application reviews each new wholesale account request as it arrives through a CRM form, a leads inbox, or a spreadsheet. It looks for the applicant in your existing customer records, reads any balance due, credit limit, and block on a match, and reads the account-risk score your fraud platform returns for the applicant.

With the credit-check result your finance team records, it proposes one of three outcomes: approve with named payment terms and a credit limit, ask the applicant for what is missing, or decline with reasons. A person in finance makes the call. No applicant hears anything until they do.

This is a reference listing. It documents what Fibric would read from Account Application and what it could propose, based on the vendor's published interfaces. Fibric builds it under a managed deployment when you request it; selecting it here installs nothing.

Inputs

  • New applications as they arrive: a HubSpot company and contact created from a form, a Pipedrive lead, or a new row in a Google Sheet
  • Existing ERP customers matched on displayName, email, and taxRegistrationNumber, with their balanceDue, creditLimit, and blocked value
  • Aged receivables on a matched customer through the agedAccountsReceivable relationship
  • The account_abuse score your fraud platform returns for the applicant, such as Sift's response to a $create_account event with return_score
  • Stripe customers found by the applicant's email through the customer search endpoint, with their payment history
  • The credit-check result your finance team recorded on the application, as a field or an attached report

Proposed actions

  • Target capability: propose approval with a paymentTermsId and a creditLimit, for finance to accept or change before the customer is created
  • Target capability: propose a decline with each reason listed, for a person to confirm before any message is sent
  • Target capability: propose a request for missing information to the applicant as a mail draft naming the document needed
  • Target capability: propose creating the ERP customer through POST customer once approved, or linking the application to the existing customer record

Proposed actions are target capabilities. Every action runs propose-first and needs a validated deployment and the appropriate permissions.

What you can build

  • Approve a HubSpot form application with terms

    When a form creates a company and contact, match them against Business Central customers, read balanceDue and blocked on any match, and propose approval with a paymentTermsId and creditLimit for finance.

    With HubSpot, Microsoft Dynamics 365 Business Central

  • Screen an applicant with Sift before terms

    Read the account_abuse score Sift returned on the applicant's $create_account event and the latest Decision on the user, and fold them into the approve, ask, or decline proposal for the Pipedrive lead.

    With Sift, Pipedrive

  • Catch a returning account under a new name

    Search Stripe customers by the applicant's email and compare against blocked or past-due Business Central customers, so an old balance surfaces before new terms are offered.

    With Stripe, Microsoft Dynamics 365 Business Central

  • Review applications collected in a spreadsheet

    Read each new row in Google Sheets, match it to NetSuite customers, and propose writing the decision back to the row once finance decides.

    With Google Sheets, NetSuite

Requirements

  • Applications that arrive through a system with an API: a HubSpot form, the Pipedrive Leads Inbox, or a Google Sheets row
  • An ERP that exposes customer balances, credit limits, and blocks, such as Business Central, NetSuite, or Acumatica
  • A fraud or payment source where the applicant's history can be read: Sift, Stripe, or both
  • A named decision-maker in finance for terms and one in sales for declines
Authentication
A CRM token with contact and company scopes, an ERP API user allowed to read receivables and create customers, and a fraud-platform API key for scores and Decisions.

Limits

  • It does not query a credit bureau. A bureau report reaches it only as a document or field a person recorded.
  • A decline is a proposal with reasons. No message reaches the applicant until a person approves it.
  • Matching uses the name, email, tax registration number, and address your systems hold. A weak match is shown as possible and is never merged.
  • Risk scores are read as the fraud platform returns them. The operator applies your thresholds, not its own.

Access and pricing

Reference listing. Fibric builds the operator under a managed deployment when you request it. Your quote covers the build, capabilities, usage, and support.

Request Account Application ↗

Questions and answers

What does finance approve?
One of three proposals: approve with named terms and a credit limit, ask the applicant for what is missing, or decline with reasons. Each shows the records matched, the balance and block on any match, and the risk score returned. Finance decides on terms; sales confirms a decline.
Does it run a credit check?
No. It reads the result your team records and the fraud and payment history your connected systems return. Ordering a bureau report stays with the person responsible for it, and the report enters the review as a document.
What record is left after a review?
The application id, every record compared, the balances and scores at review time, the proposal made, the decision, who made it, and when. If a customer was created, the entry holds its number and the steps to block it.
Ask about Account Application

Ask about the capabilities and requirements in this listing.

For project-specific requirements, contact Fibric.

This operator is developed, published, and supported by Fibric. Third-party names and logos identify the systems an integration connects to; they are the property of their respective owners, who are not affiliated with Fibric and do not sponsor or endorse this listing. Trademark policy